Despite what they say, sometimes you can fight fire with fire. In the case of finances, you can combat a poor credit rating with taking credit. Anyone who’s suffered a poor credit rating knows how limiting this can be on your ability to borrow. This in turn isn’t very useful to… Read more
Viewing posts tagged with: credit card
‘Bad credit’ credit cards – everything you need to know
Let’s say you’ve taken a look at your credit report, only to find that your credit score has been scuppered and you are now being rejected for credit cards or loans. How can you get back to where you once were if you keep getting rejected? The answer may be: ‘bad credit’ credit… Read more
Getting some cash for the holidays
Going on holiday? If you’re planning a summer break and the purse strings won’t stretch as far as the spending money it’s a big worry but don’t despair, help is at hand in the shape of a payday loan. When the month really does seem too long, and that much needed beach break is looming… Read more
Your personal credit rating: How to understand and improve it
Applying for a loan, mortgage or even something as small as a credit card can seem like a painstakingly long task. You can never be too sure whether or not the lender will accept your request, while your financial circumstances will have a significant impact on whether or not you can get such a… Read more
Why I upgraded to a paid bank account
Morning all! As you know, I manage several currencies as part of my net worth, and part of it is in the UK in Pounds Sterling. So this post is in GBP, just put a $ sign in front and you get the idea! This post is not sponsored, just my opinion about my bank…. Read more
How a 17 year old prepares her financial future
This is a guest post by seventeen year old Eva Baker, founder of TeensGotCents. Eva Eva Baker is a high school student passionate about preparing for her financial future and helping other teenagers prepare as well. When she isn’t rock climbing at the gym or pinning ideas for her non-existent wedding, she documents her financial… Read more
Financial considerations
This post was written in collaboration with MYJAR Many of us are now probably accustomed to working in minus figures when it comes to organising our incoming and outgoing financial resources. Many people have mortgages for large amounts that will take most of their working life to pay off. The same goes for higher purchase agreements… Read more
Not enough money? What to do
Times are hard for many households. The loss of a job, high cost of groceries, energy and other services, can lead to times when your budget is really tight. There are a few tips you can use to get more breathing room. Cut the fat We all have things we can’t live without. A… Read more
A guide to managing your credit card account
If you know how to use it, having a UK credit card can be a very handy and convenient way to borrow. However, if you don’t understand the terms and conditions of your credit card and you don’t know how to properly manage your credit card account, you could end up with… Read more
How the World of Loans is Opening Up
The benefits of being self-employed are numerous. You are your own boss and are often solely in charge of how, when and where you work. It is no wonder then that increasing numbers of workers are choosing to follow their passion by becoming self-employed. However, there are drawbacks in addition to bonuses. One such negative… Read more