You are growing your credit score and it is already not in a bad category, however it is not in a good credit range either. With ‘fair’ credit your credit score is right in between. Usually a credit in the 630-690 range is considered ‘fair’ or ‘average’. However real average credit in the U.S now… Read more
Viewing posts tagged with: credit card
Your options when money runs short
Whilst being perfectly independent from a financial perspective is the ideal state to be in, the reality can often be a little different. Even if you are, more or less, financially independent, there are always unexpected emergencies and surprises that can appear when money is low and not everyone has spare money sitting in a savings account… Read more
7 Ways to Increase Credit Scores Rapidly
It’s one thing to work your way slowly out of debt to increase your credit score. It’s a different beast if you need an auto or home loan, to rent an apartment, or need other types of financing immediately. When timing is of the essence, these seven methods will help you increase your credit score… Read more
Top reasons for using a credit card
It can be all too easy to dismiss credit cards simply as a path to overspending and debt. However, used appropriately, they can be a fantastic way of managing your finances. Knowing when and where your credit card can come in handy really can be the key to making your money work for you.
How to Fight Fraud this Christmas
Fraud is an evergreen issue that can affect us at any time of year. However, as we’re busy running around, trying to make sure we remember to buy presents for everyone this Christmas, it’s easy to understand why we could be more at risk of falling victim to fraud over the festive period than at… Read more
Complaints about payday loan middlemen top 10,000 since turn of the year
Source Given the implied size of the problem – implied that is by sensationalist newspaper articles which report that “Complaints about payday loans double” – you’d think the Financial Ombudsman Service (FOS) was dealing with a barrage of complaints about payday lenders every single day. In reality, the opposite is true. In the year 2013-2014,… Read more
7 in 10 Brits have debt problems – how can we stop being overwhelmed by debts?
Imagesource.com According to latest studies, seven in ten Brits are experiencing debt problems, with many not responding to the issue until £1250 of debt has been accrued. Financial management can always prove to be a challenge even to the most savvy of individuals in the difficult times we live in, but these statistics really… Read more
How do credit cards work?
A credit card can be a really useful financial tool if used correctly. A straightforward and simple way to borrow money, a credit card is similar in many ways to a debit card. Just as with the latter, a credit card can be used to pay for services, purchase goods and even to withdraw cash…. Read more
Declaring Bankruptcy: Not an Easy Way Out
Declaring bankruptcy can sometimes seem like the only option when you or your business is unable to pay multiple debtors. In many cases, it is the quickest and simplest way to clear an overwhelming debt. To become bankrupt, you must first apply to the court for a bankruptcy order. You may also be… Read more
The Miles I Earned and the Excitement that Followed on my American Airlines Miles Credit Card
I was never one of those people who cared about the extra stuff you get with a credit card. I just used them for what they were designed for, purchasing the items I wanted. But, all that changed when we decided to go on vacation. My husband told me to look into how many… Read more
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