One of the pension investment schemes set to see changes this year are annuities. With the downturn of the economic market and the subsequent drop in investment returns, more and more people are becoming savvier about their pension options. If you’re thinking about annuities for your retirement speak to a company such as… Read more
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Moving to the UK? Open a cash ISA!
When I moved to the UK in 2007, I had to go through the whole process of opening a bank account and learning about how to optimize my savings. With so many banks and financial products, it took some time. At the beginning, I just went with my boss’s bank since he… Read more
Reduce, reuse, recycle… or resell to make money
As I have explained before, I hate waste. Wasting food, energy, getting rid of good items, means you are throwing money you worked for. It is a matter of time spent working for nothing, and also of education, the way I was raised, you had to make do with what was available. … Read more
Top Tips For Easing Life’s Financial Burdens
The ideal life would be one where financial worries did not exist. Unfortunately, in tough economic times such as these, the path to financial freedom is one fraught with an increasing number of obstacles. From seeking out the best deals on necessary expenditures to putting away a little cash where we can,… Read more
Reduce everyday costs to start saving
If you ever stop to add up all the regular payments that leave your bank account every month, it’s a depressingly high figure. Yet, for the most part, these are necessary costs, for things that we can’t really function without. However, that doesn’t mean to say we should just accept this level of spending… Read more
BP Settlements See Huge Profit Drop
It may have been more than two years ago, but fuel giant BP is still feeling the shockwaves of the 2010 Deepwater Horizon oil spill. According to Profit NDTV, BP has reported a fourth quarter profit loss of nearly 80%, thanks to the pay outs required for the 2010 disaster. The Deepwater Horizon… Read more
Workers’ rights: a financial case study
Staying in work is something millions of people are happy to settle for, especially in the current climate where many are out of work and struggling to find a job. Those fortunate enough to be in work will be happy to take home a wage at the end of every week/month, but what about their… Read more
Business conference call can make all the difference
If you own a business, you’ll want to get the most from your money. As well as making savings when necessary, you’ll want to get value from whatever you buy. Communication is one of the biggest overheads any enterprise can have, so anything shaved off the cost of speaking to clients whether over… Read more
Energy companies can’t hide behind complex tariffs
With announcements that the last of the Big Six energy companies is to up its prices, it might be expected that many Brits will be looking to switch providers in the next few months – especially when the biggest bill of the year, following the winter period, will be landing on doormats across… Read more
Why you should Not Let your Friend’s Financial Irresponsibility Ruin Your Inheritance
Adverse economic conditions and poor financial decisions have left thousands of people in debt. Added to this, many face a perplexing situation when they are informed that their inheritance from dead relatives or friends will also be subject to debts incurred by the deceased! Debt Can be Inherited Generally, debts of friends or relatives who… Read more