Cord-cutting is no longer a buzzword these days. I used to think of it as an impractical way to save on cable TV costs, but even big brands like AT&T U-verse running huge promotion codes to make prices more reasonable are starting to seem like a waste. Recently, I took the plunge after… Read more
Shopping for a car in Miami
As I talked about earlier, I am now the proud owner of a 2006 Hyundai Tucson, that I bought on a whim during my holidays in Miami. I had no idea I would come back with a car, the main reason we went look for one was so BF could replace his, but… Read more
Don’t fall for the iPad trap
Too many people’s decisions are influenced by brand name rather than overall spec; this is undoubtedly true when it comes to Apple products. Granted their phones, PCs, and laptops can be considered as the best in their market, but their tablet, the iPad, certainly cannot. The iPad gets away with charging a premium price for… Read more
Should I Get Credit Monitoring? It’s All in How You Use It
The information and activity on your credit report has an effect on your credit score. The factors that affect your score include whether your bills are paid on time, the limits on your available credit, the type of your available accounts, and the length of time each account has been open. Other factors influencing your… Read more
How they took away your freedom, one consumer good at a time
Many of my friends look at my lifestyle and see travel, leisure, a lot of free time, no day job… so naturally, they wonder why I am living on a tropical beach if I haven’t had a job in over four years, while they are slaving at the office and barely have $5,000… Read more
Do iPhone users live beyond their means?
To gadget lovers the world over, it’s the latest must-have smartphone. The iPhone 5 was released recently, receiving plenty of praise from Apple diehards and newcomers to the series. It could be seen as a game-changer for smartphones in general, with the new Samsung Galaxy S5 due for release in the near future likely to ape… Read more
Will Social Lending Force the Banks to Look After Their Customers?
Social lending is a relatively new financial tool that may prove to be revolutionary for small business and private borrowers. Using the power of the crowd to create credit Also known as peer to peer lenders, social lenders bring together borrowers and lenders via online marketplaces. Matching those with cash to lend, and those who… Read more
Thoughts on a big shopping spree
After a massive shopping spree in Miami last month, I have to say that I feel a bit overwhelmed. I don’t know how shopping addicts can spend every single weekend at the mall and rack up four digit credit card bills each time. We went to all the major malls in and around Miami. While… Read more
Little house in Guatemala, month 13
So we have been home for about a month now, back from Europe, and a lot has happened. First, we had our first Airbnb guests! I had 4 bookings in November, and made about $400. The first couple got there one day after we arrived ourselves, with BF’s aunt in tow. They rented our new… Read more
5 ways to prepare for retirement
Many of us can’t wait until we retire. With nicknames such as ‘the Golden Years’ and the thought of being able to sleep in everyday, it’s understandable why so many people look forward to this time in their life. The truth is however, planning for your retirement is fundamentally important to ensure you get the… Read more
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