As you may know, I have been traveling around Europe on a motorcycle from early April to the end of August. In 2011, BF and I did the same thing traveling from Guatemala to Seattle, to Washington D.C. on his motorcycle. This time, it was my turn to buy a bike and suffer the depreciation…. Read more
Viewing posts tagged with: tips
How to keep your spending low while staying social
If you have friends with whom you have always spent lots and lots of money, going to the mall, out to dinner or taking expensive vacations, curbing your spending while in their company can be very hard. I have found that many of my friends wish they would spend less money on drinks and partying,… Read more
What if you don’t like your roommates
Living with roommates can be a lifestyle choice, or a temporary obligation to save on rent while you move to a place of your own. In many case, I was contemplating yesterday the price of having a roommate and concluding that it was a small sacrifice compared to the huge savings in rent, utilities… Read more
Step 28: The tipping point where your income = expenses
This post is part of a 30 days series called the 30 steps program to financial independence. You can check the list of other posts here. If you have followed your progress towards financial independence, you have seen your passive income grow little by little, to reach $5 a month, $10 a month, and so on…. Read more
Step 27: Make a plan with deadlines
This post is part of a 30 days series called the 30 steps program to financial independence. You can check the list of other posts here. I like goals. They keep me going and motivate me. I don’t always reach my goal, I fail, get up and try again, or give up for another goal. Money… Read more
Step 25: Give back
This post is part of a 30 days series called the 30 steps program to financial independence. You can check the list of other posts here. This is a step I am learning to master. People in Europe give way less money to charity than in the US. We are not used to donating money to… Read more
Step 23: Find your passion
Find your passion This post is part of a 30 days series called the 30 steps program to financial independence. You can check the list of other posts here. On your way towards financial independence, it may be very hard for you to stay behind a desk for 50 hours a week, dreaming of what life… Read more
Step 16: Learn to perform repairs and maintenance on your car
This post is part of a 30 days series called the 30 steps program to financial independence. You can check the list of other posts here. Yesterday I talked about the importance of learning of to DIY. You will save time, money, and feel good about being able to perform those tasks. I love the idea… Read more
Step 14: Reduce your car use
This post is part of a 30 days series called the 30 steps program to financial independence. You can check the list of other posts here. As you (and me) walk your way towards financial independence, you start realizing that there are some things you don’t really need. A car may be one of them. You may… Read more
Step 13: Reduce your energy footprint
Reduce your energy footprint This post is part of a 30 days series called the 30 steps program to financial independence. You can check the list of other posts here. Another important part of your income is probably going towards energy costs. I’ll be broad here and also include gas. If you reduce those expenses, it… Read more