With the increasing financial burden placed on parents as the recession continues, having children has been put on the back burner for many. With many cash strapped parents who already have a family turning to pay day and cash loans to make ends meet, and with new high street lenders popping up all the… Read more
Viewing posts tagged with: saving
Using your smartphone to save money
When I hear about people getting smartphones, I am a big skeptic as to whether this is a smart financial choice. However, I found out that there are a lot of apps that allow you to save money, and if you take advantage of them, reduce the cost of buying and owning a smartphone…. Read more
Every little counts
A couple of days ago, I was talking about failure, and how it affects people. Some will set the bar too high, then fail and give up. I don’t really mind failure, I’ve had my fair share of it, and also my fair share of success. Why? Because when I failed, I didn’t… Read more
Financial goals update, May-June 2013
On January 1st, I set a number of financial goals, and will update every couple of months through the year. Here is the third review. You can check the January-February one here and March-April there. The main financial goal was to grow my net worth by 30%. After spending over $40K in house renovations and… Read more
Holidays with friends: 10 tips to keep it cool
We have had a string of visitors since Christmas, and while most visits have been pleasant, one of them was pretty bad, and all were demanding in that we are used to our peace and quiet and being an introvert, I don’t like very much to be around a group 24/7. Actually, there is only… Read more
Spending on daily items, quality or price?
I like to think that the difference between being cheap and being frugal is you get to spend money on items that you will use regularly and get a longer lifespan out of, saving money over the long term. But there are products that last roughly the same, independently of their cost. Do you sometimes… Read more
Help me help a reader get on track with her finances
Carrie wrote to me recently and said Reaching financial freedom for me is very difficult. I’ve tried and it never works. A little about myself? I’m a 21 year old college student, engaged, business owner, and we have a small pet. I really struggle with saving money and it’s starting to become a pain. My… Read more
7 Ways to Make Money in College
Morning! Today I have a guest post from Kevin who blogs at Graduating From Debt, enjoy! My name is Kevin Watts and I am the creator of Graduating from Debt. I was like millions of recent college graduates in heavy debt with very little hope. With the right attitude and discipline I took control of… Read more
Crunch Time: Finding the Money You Need
Financial trouble is something that every person deals with. It’s easy, when you find yourself facing a mountain of debt and bills to panic. It’s easy to get caught up in hand wringing and worrying about how you’ll survive. Eventually, though, you have to take a deep breath and make a plan. Hopefully you’re not… Read more
Why I care about financial literacy and why you should too
Good morning! Today I have teamed up with a few other blogs around Shannon from The Heavy Purse to help promote Financial Literacy Month. What is financial literacy? According to Wikipedia, financial literacy is the ability to understand how money works in the world: how someone manages to earn or make it, how that person… Read more