This post is part of a 13 money resolutions for 2013 series. You can check the first post for an updated list of the following ones. Yesterday I talked about how to kick start your finances for the new year, by starting with one small, easy financial goal. Just to get you on… Read more
Viewing posts tagged with: debt
13 money resolutions for 2013: #1 start somewhere!
This post is part of a 13 money resolutions for 2013 series.The next posts are Step 2 trim the fat Step 3 do it yourself Step 4 stop wasting Step 5 review your expenses Step 6 crush your debt Step 7 make more money Step 8 be happy Step 9 max it out! Step… Read more
2013 financial goals
Do you have your financial goals ready for the new year yet? I usually don’t set very specific goals, but in order to track progress and have some motivation and accountability, here is a list of what I plan to achieve next year. Grow my net worth by 30% In 2012, my net worth… Read more
What to do if there isn’t enough money?
During my first year of college, I had two majors, and taking an extra job on top was virtually impossible. My college town had about 40000 students and most seniors had trusted the rare jobs available, so when I arrived unprepared in September, I knew I had to rely only on my scholarship for that… Read more
Can cheap labor make you lazy?
Before I moved to Guatemala, I was looking at houses in the South of France. For the same price, I would have gotten a run down house, that I would have had to fix myself. There I was, daydreaming about my carpenter self, my mason self and my architect self. Yeah, sure. Most likely, I… Read more
4 tips for a harmonious money relationship
Good morning! Today I am blog swapping with Daisy from When Life Gives You Lemons, Add Vodka. So after reading her post, head over to her site for my post about Zero Food Waste! Daisy is a Canadian blogger who runs the blog When Life Gives You Lemons, Add Vodka. When she’s not grappling for self-improvement on… Read more
How I helped my handyman get into debt
Since I moved to Guatemala, I have hired a handyman to do work around the house. Let’s call him H. H is 20 years old and lives in the nearby village. He used to work for the previous owner for $65 per month but didn’t do much. When we took him in, we asked him… Read more
How to refinance your mortgage?
I bought a three bed flat in 2009, with 25% down, and a mortgage at 2.94%. That rate was already amazing and I could have slept soundly in my new home without ever thinking about getting a cheaper mortgage. Until I found a little button on my online banking that was saying ”check out… Read more
How to negotiate your bills and your debt
Last week, I talked about ways to reduce monthly payments on your debt. Some strategies included finding better deals to take on some cheaper debt, and others making an extra effort to pay your debt faster and reduce the interest paid. Unfortunately, it is not always that easy. Sometimes, bills… Read more
How to reduce payments on your debt
On a recent post, I talked about how to calculate your debt’s weighted average interest rate. Simply put, if you have a $1000 debt at 6% and a 2000% debt at 0%, your total debt is $3000 at 2%. That rate is important because this is how much that debt money is costing you. Paying… Read more