During my first year of college, I had two majors, and taking an extra job on top was virtually impossible. My college town had about 40000 students and most seniors had trusted the rare jobs available, so when I arrived unprepared in September, I knew I had to rely only on my scholarship for that… Read more
Viewing posts tagged with: credit
How I helped my handyman get into debt
Since I moved to Guatemala, I have hired a handyman to do work around the house. Let’s call him H. H is 20 years old and lives in the nearby village. He used to work for the previous owner for $65 per month but didn’t do much. When we took him in, we asked him… Read more
How to refinance your mortgage?
I bought a three bed flat in 2009, with 25% down, and a mortgage at 2.94%. That rate was already amazing and I could have slept soundly in my new home without ever thinking about getting a cheaper mortgage. Until I found a little button on my online banking that was saying ”check out… Read more
How to negotiate your bills and your debt
Last week, I talked about ways to reduce monthly payments on your debt. Some strategies included finding better deals to take on some cheaper debt, and others making an extra effort to pay your debt faster and reduce the interest paid. Unfortunately, it is not always that easy. Sometimes, bills… Read more
Life is not like the movies
Morning all! Today I have a guest post for you, from the lovely Tonya at Budget and the Beach. Enjoy! And remember you can still win $100 on the grocery giveaway Tonya is a freelance video editor and blogger living in Los Angeles. She enjoys movies, running and playing beach volleyball. You can follow her… Read more
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