What are the basic necessities? Shelter, food, water, clothing, and a decent credit score. Okay that may be a slight exaggeration but not by much. A bad credit score can have a very negative impact on your life and your finances. Having a good credit score makes life much easier and offers a certain level… Read more
Viewing posts tagged with: credit score
Credit scores and future wealth
People have all kinds of strategies when it comes to achieving financial independence. There is no single path that will get you there. Some people have amazing jobs. Others save like Life itself depends on it. Other people learn about the mechanics of personal finance, to learn behaviors that will put them in advantageous financial… Read more
Can You Borrow Your Way to a Better Credit Score?
According to most economists, the financial crisis ended over six years ago. Banks are once again flush with cash, interest rates and inflation are down, and consumer confidence and employment are both up to pre-recession levels. While the amount of personal credit card debt is soaring, other forms of credit remain out of reach for… Read more
7 Ways to Increase Credit Scores Rapidly
It’s one thing to work your way slowly out of debt to increase your credit score. It’s a different beast if you need an auto or home loan, to rent an apartment, or need other types of financing immediately. When timing is of the essence, these seven methods will help you increase your credit score… Read more
Only Take Car Title Loans for These Reasons
Car title loans are a saving grace for many in desperate times. Since it will not help you during a job loss because you have to provide proof of income, other means of obtaining funds would have to be used in that instance. Auto title loans must be on vehicles that are paid off and… Read more
If I’m Living Outside of the Country how easy is it for me to get a Home Loan?
These days it’s a lot more common for US citizens to be living and working overseas; if this applies to you it doesn’t mean that you will never want to purchase property at home. You may be looking to have somewhere to stay if you return to the country to visit, or you may… Read more
7 in 10 Brits have debt problems – how can we stop being overwhelmed by debts?
Imagesource.com According to latest studies, seven in ten Brits are experiencing debt problems, with many not responding to the issue until £1250 of debt has been accrued. Financial management can always prove to be a challenge even to the most savvy of individuals in the difficult times we live in, but these statistics really… Read more
UAE Loan costs could drop with new credit score system
A new credit scoring system, aimed at improving the UAE’s financial infrastructure is expected to lower loan costs in the region by a drastic 30%. By-laws have been approved to create the nationwide credit bureau and every UAE resident with an ID card will be part of the credit database. It is hoped the venture… Read more
Things to Consider when Purchasing Real Estate
Homeownership is often seen as one of the ultimate forms of financial independence. Instead of throwing money away each month, making someone else rich, you’re investing money in your future – in equity on your property. If you can invest in multiple properties, they earn even more money for you, thereby increasing your financial independence…. Read more
Approved Loans for Bad Credit Applicants
Just because you may have had financial problems in the past does not mean that your credit history cannot be repaired. Nor does it mean that finance will not be available to you from a thoroughly reputable company regulated by the same standards as everyone else in the financial sector. It is… Read more