That is one fascinating challenge, to buy no food for a month. And my first challenge of 2016. The idea is to… buy nothing, no supermarket trips, no spur of the moment chocolate bars, no water bottle when you’re thirsty (find a fountain)… Nothing except fruits, vegetables, milk, and whatever wouldn’t last a month. Since… Read more
Two words for 2016
Hi there. I know, it’s been a really long while. You still look great. Where have I been? Everywhere, and nowhere. That’s for another post. I took a break from blogging, and as I share my goals for 2016, summed up in two words like Chris Guillebeau or Maria do every year, I still only… Read more
Achieving Budget Goals Through Wise Dining Choices
Deciding to aim for financial independence was a monumental decision. What prompts each individual to make the change in their life depends on their background. For some, mounting student debt forces them to look for a better lifestyle. For others, after years in the rat race they realize there must be a better way. No… Read more
Staying Strong – Financially and Physically
Are you working hard to achieve your goal of financial independence? It is a noble aim, definitely worth your pursuit. If you are working so hard toward that aim that you are sacrificing your physical well-being however, you may need to take a moment to analyze your situation. Money is a means to an end…. Read more
Forex Currency Converter – An Important Tool for Online Trading Success
Once it was a complex task to calculate the value of one currency with respect to another. Before the invention of Internet, the banks and other big financial institutions were the only entities having the information on the real time Forex rate data and this information was unavailable to all the other Forex market participants…. Read more
Gold? Commodities? Stocks? What’s Hot for 2016
With the recent interest rate rise by the U.S. Federal Reserve, it stands to reason that there can only be one victor between the U.S. dollar and the price of gold. The two are both heavily related to each other since gold is denominated in dollars. After all, any increase in the purchase of the… Read more
Donation Done Right: Making Your Charitable Contributions Work for You
Everyone wants to be benevolent, but when you are struggling to overcome debt and win financial independence, it feels impossible to spare even a penny for the less fortunate. However, when you donate properly, both you and your organization benefit. Charitable contributions are fully deductible on your annual income taxes, which means you can help… Read more
The Hidden Cost of Moving
Moving to a new home isn’t as simple and as straightforward as it might seem. There is a range of hidden costs involved with moving to a new place. In addition, these hidden costs can move into the thousands of dollars. However, it’s not just the big parts that can cost you. It’s the little… Read more
Can You Borrow Your Way to a Better Credit Score?
According to most economists, the financial crisis ended over six years ago. Banks are once again flush with cash, interest rates and inflation are down, and consumer confidence and employment are both up to pre-recession levels. While the amount of personal credit card debt is soaring, other forms of credit remain out of reach for… Read more
Diversifying your savings and your investments
As I talked earlier this week, I advocate a great level of diversification, and that you don’t put all your eggs in the same basket. Whether you choose safe investments with banks, like Heritage Term Deposits, or riskier vehicles like the stock market or my coconut investment, or even try to make a little extra… Read more
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