Keeping a hold on your finances can be tricky, as prices climb and the temptation to own more “stuff” dominates social conscience, guiding you into an accumulated debt that you didn’t sign up for. Credit cards, home loans, car loans, mortgages, everyday bills – a never ending list requiring careful tending and a spirited dedication to budgeting even if one makes thousands per month. After all, our lifestyles are often a fine indication of raw income, as you may live on the edge of your means, meeting minimums and paying what absolutely needs to be paid. There are some great tools and resources available on the web, such as Fox Symes’ loan calculators page, but if you want to keep track of your finances on the go, check out these 4 great apps to help you keep track of your cash flow;
MoneyWise
The title says it all. MoneyWise removes the guesswork from debt control and presents your financial standing in a series of common sense graphics and numerical information, easily tailored to the needs of the individual or the challenges of a small business. The winner of Life Hacker’s Best Budget Tracking App for Android, this simply designed app is easy to use, allowing you to compare, track and manage multiple budgets, measure cash flow and identify dead weight in your spending habits.
Price: Basic (Free)/Pro ($6.98)
Colourful Budget
Depending on your personality, you may prefer to colour code different segments of your budget, making it easier to track and gauge spend level without burning too much into numbers. Easy to use and without the needless bells, whistles and special categories, the Colourful Budget is the perfect app for no-nonsense budgeting with added flair; completely customisable, the interface allow you to track how much you spend, record recurring bills and monitor your transactions.
Price: Basic (Free)
Daily Money
One of the few monetary apps that protects your information via password, Daily Money has been developed with a little extra zing. The usual features roll out this basic app, including record functionalities for income, assets and liabilities, multiple books and export storage. On the extras table, Daily Money unpacks CSV importation, money balances, calculators and charts to make understanding cash flow easier for those who are visually inclined.
Price: Basic (Free)
Expense Manager
Though Expense Manager doesn’t attract any points for innovative naming conventions, this powerful app has some pretty special features and a high degree of usefulness. Income and expenses are tracked of course, weekly, monthly or yearly, separating the data into categories and across multiple accounts / currencies. Accessibility allows users to upload all information into the universally accessible Dropbox, including pictures of receipts, reporting and a series of nifty business management tools, including payer/payee, plus payment methods. You’ll also enjoy a range of calculators, ranging from the essential credit card calculator to the annual tax calculator. There are loads of charts, widgets and extras to keep you on the monetary straight and narrow.
Price: Basic (Free)
Is your favourite money tracking app missing from our list? Let us know in the comments below!
Holly Murs says
Thank you for these app suggestions, Pauline. Hopefully, our readers will take advantage of these. Also, we would like to inform you that we have included this post in our Weekly Digest. You can read the whole round-up here: http://www.ltcoptions.com/weekly-digest-money-management-senior-health-leaving-legacy/. Thanks! We’re looking forward to more of your posts.
tax depreciation Melbourne says
Many localities now use computer-based mass appraisals to adjust property tax burden. Just like theses apps. Really helpful.