Another awesome giveaway today, $500 in Visa prepaid gift card, check the end of this post for more details! I love online shopping, compared to store shopping. You can be comfortable, at home, don’t have to spend money on gas, park, fight the crowds, queue, or blame yourself for always picking the slowest cashier. It… Read more
Viewing posts tagged with: save
Zero food waste challenge update: reuse and repurpose to avoid getting bored.
I have been on a zero food waste challenge for about three months now, and while November and January have been going great, December was more complicated. BF came from Guatemala City with a big shop that he had done a week before so there were lots of apple and grapes (typical to eat around… Read more
How to save money on grocery shopping
I really don’t like to shop or go to the mall, but grocery shopping is the exception. I love it. I could spend an hour every day choosing fresh produce for my lunch and a new kind of cheese. My fridge and cupboards are probably stocked with enough to hold a siege for a… Read more
Calculating the weighted average interest rate on your debt (and why I am not paying mine faster)
Hoping my little paradise will return more than my debt’s average interest rate. I compile all my net worth data around the 10th of the month, which is when all my monthly payments are done Mortgage on rental property Utilities on rental property Taxes Consumer loans (used to buy some land and invest) Monthly credit… Read more
How to save money on currency exchange
As I am getting ready to move to Guatemala, I am also putting my financial life in order and planing to exchange a lot of currency before I go. My mum is lending me money for a couple of months, until I get my flat’s money, so that I can put a deposit on… Read more
Step 12: Find how to get what is important cheaper or free
This post is part of a 30 days series called the 30 steps program to financial independence. You can check the list of other posts here. Yesterday, I talked about priorities on your spending, and making a list of what is important to you, hence dedicating a bigger portion of your income to it, and what… Read more
Step 8: Automate your finances
This post is part of a 30 days series called the 30 steps program to financial independence. You can check the list of other posts here. Step 8: Automate your finances In order to reach financial independence, you now are aware that you need a considerable amount of savings, as well as a handful of… Read more
Step 2: Start Small
Yesterday we saw that saving is the first step towards financial independence. You have to save money, quite a considerable amount of it, in order to be someday financially independent. And just like a diet, you need to start small. You can’t start by saying ”I will save $2,500 every month” if you make $3,000…. Read more