I’ve had trouble keeping up with a budget for the longest while. Getting older I’ve noticed it’s a combination of poor financial education, vices, and bad habits. And, I’d like to throw in a couple well-executed marketing campaigns that got me to make a few unnecessary purchases. Things have been on track more recently, though…. Read more
Are you ready for Christmas?
Christmas is just around the corner! If you haven’t started yet, you have just six weeks to get ready! While I am not really a fan of the holidays, I like to plan them in advance, to avoid any added stress and unnecessary expenses. A few years back, I had some family members book a… Read more
Retail or E-tail?
How do you feel about shopping in store and shopping online? Are there particular items for which you would rather go in store even if that means getting out of your way and spending an afternoon off work running that errand? Personally, I don’t mind too much. I try to shop online as much as… Read more
4 Reasons To File A Debt Consumer Proposal
Feeling overwhelmed by a debt that just seems to keep accumulating interest, while you miss payments and fall into arrears? Are you struggling to pay back business loans, student loans, payday loans, your mortgage, or make car payments? A debt consumer proposal in Ontario is a smart way to manage your debt when you can’t… Read more
Reduce Fees, Build a Nest Egg, and Be Financially Safe!
Most of us work hard for the money we have. It can be difficult picking investments for your financial portfolio since it’s hard to distinguish between a sales pitch and an investment consultant selecting a stock. Those of us who don’t have the requisite financial literacy will struggle to differentiate between the two. It has… Read more
FIRE ASAP with these tips
The road to financial independence is fraught with problems. Your friends and family don’t understand. Most people don’t advertise that they’re on the FIRE-track. How can you find people to share information with in order to grow your nest egg quickly? Make more money It’s hard to be FIRE, and it’s even… Read more
The Advantages Of A Business Loan
When it comes to a growing business, a loan can be one of the best things you could hope for. Smaller companies and those who are growing regarding scale and popularity will often find that the business loan will be of great help to them during their years as an active organisation. There are there… Read more
You Probably Can’t Get Rich With Bad Credit: Here’s Why
The American Dream of working hard and becoming successful is far from dead, even if people seem to be having a harder go at it than in previous decades. While there are many jobs for specialized workers available right now, many of those who would have worked in blue collar fields a generation ago… Read more
How Can Debt Help You Become Financially Independent?
This might sound counterintuitive, but you can use debt to become financially independent. Now, this doesn’t mean you should run out and max out your high-interest credit cards or go on that trip you can’t afford. In fact, the exact opposite is true as getting rich through debt requires an financial intelligence and isn’t exactly… Read more
Set Your Own Salary as a Freelancer
When you work for an employer as a salaried member of staff, you are very restricted in terms of your earnings. While some companies do offer bonuses and commission, you are still on a set basic salary each month. No matter how much effort and hard work you put into your work, you will never… Read more
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