Gambling, like drinking is a way to get entertained and have a good time. And just like drinking, you can overdo it. A drink is fine, 10 drinks and getting sick in your friend’s car is too much. How can you gamble responsibly? Remember the odds Before you go gambling, sober… Read more
Why you should Not Let your Friend’s Financial Irresponsibility Ruin Your Inheritance
Adverse economic conditions and poor financial decisions have left thousands of people in debt. Added to this, many face a perplexing situation when they are informed that their inheritance from dead relatives or friends will also be subject to debts incurred by the deceased! Debt Can be Inherited Generally, debts of friends or relatives who… Read more
Budgeting: the no budget approach
As I have confessed recently, I am not a big fan of budgets. They don’t work for me. I lack discipline, consistence, and get overwhelmed by so many categories and numbers. Nonetheless, I need to keep my finances on track, maintain a healthy level of savings and make sure all bills are covered. So here… Read more
Game on, please vote!
My dear readers, It’s me again, and this time, I need YOU! I have been included in the March Money Madness competition over at Free Money Finance and would really appreciate it if you could cast a vote for my post, How I helped my handyman get into debt. It is super easy, you… Read more
Little house in Guatemala, week 14-15
It has been over three months now, and two full months since the works started on the new room. Now the new room is almost finished! It looks a bit strange, like a cave, but is kind of cool, and there should be very little heat entering through the only window. Seen from the neighbor’s… Read more
Your Debt Expert’s Tips For Saving
The following is a guest post, please contact me if you would like to guest post on Reach Financial Independence Thinking of the future and putting away for a rainy day can sometimes be the last thing on our minds in today’s world. With such an unstable economy and prices for everyday goods soaring, savings… Read more
Save money with online shopping and a $500 giveaway!
Another awesome giveaway today, $500 in Visa prepaid gift card, check the end of this post for more details! I love online shopping, compared to store shopping. You can be comfortable, at home, don’t have to spend money on gas, park, fight the crowds, queue, or blame yourself for always picking the slowest cashier. It… Read more
Zero food waste challenge update: reuse and repurpose to avoid getting bored.
I have been on a zero food waste challenge for about three months now, and while November and January have been going great, December was more complicated. BF came from Guatemala City with a big shop that he had done a week before so there were lots of apple and grapes (typical to eat around… Read more
February goal: Declutter my digital and online life
My 13 money resolutions for 2013 were quite a popular series, and after simplifying, organizing and managing actively my finances, I have decided to tackle my online life in February. To put things lightly, everything is a mess. My computer, my inbox, my social accounts…. Everything is growing wild and like a garden that is… Read more
Valentine gifts
Valentine day is only 18 days away, and I would like to share a few tips to make it memorable without breaking the bank. Personally, I do enjoy being treated to a nice dinner and showered in gifts, but don’t feel like this should be done on a special date. I prefer an anniversary… Read more
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