One of the pension investment schemes set to see changes this year are annuities. With the downturn of the economic market and the subsequent drop in investment returns, more and more people are becoming savvier about their pension options. If you’re thinking about annuities for your retirement speak to a company such as… Read more
Planning for financial success
During the past five years I have learned a very valuable lesson in regards to money, financial success won’t happen unless you plan for it. Much like living beneath your means and saving for the future, it is important to plan out your goals so that you know exactly what it is that you want… Read more
Try change! It is good!
Why are people so reluctant to change their habits? ”It’s what we do”, ”it works for us”, ”we are just fine that way”. Really?? You spend $200 more on electricity than you really should because you can’t be bothered to check a comparison site and then complain that you are broke? You stop for a… Read more
Moving to the UK? Open a cash ISA!
When I moved to the UK in 2007, I had to go through the whole process of opening a bank account and learning about how to optimize my savings. With so many banks and financial products, it took some time. At the beginning, I just went with my boss’s bank since he… Read more
10 Things You Should Know Before Applying for a Personal Loan
Personal loans can be a great way to solve cash flow problems. They can help you consolidate your debt, pay bills or help you out of an unexpected financial bind. You can even use a personal loan to fund a new business venture. Personal loans are great for many purposes as long as you do… Read more
Bang for your buck, UK edition
I have not updated this travel series for a long time, but Janine from My Pennies, My Thoughts contacted me to get tips about traveling around Europe for 6 weeks, and I wanted to share them with you too! You can check previous posts about the US, Guatemala or Morocco as well. I wrote a… Read more
Reduce, reuse, recycle… or resell to make money
As I have explained before, I hate waste. Wasting food, energy, getting rid of good items, means you are throwing money you worked for. It is a matter of time spent working for nothing, and also of education, the way I was raised, you had to make do with what was available. … Read more
Top Tips For Easing Life’s Financial Burdens
The ideal life would be one where financial worries did not exist. Unfortunately, in tough economic times such as these, the path to financial freedom is one fraught with an increasing number of obstacles. From seeking out the best deals on necessary expenditures to putting away a little cash where we can,… Read more
Installing a water pump: costs and tutorial
After going to the council to apply for a water permit and try to be connected to the public water, we decided to go with a water pump. First because the guys at the council office didn’t look like they were in a hurry to grant the permit. Also, it’s not like they have a… Read more
Reduce everyday costs to start saving
If you ever stop to add up all the regular payments that leave your bank account every month, it’s a depressingly high figure. Yet, for the most part, these are necessary costs, for things that we can’t really function without. However, that doesn’t mean to say we should just accept this level of spending… Read more
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