2020 was a financially stressful year for many – in fact, at the height of the pandemic, a survey from the National Endowment for Financial Education found that nearly nine in 10 Americans said the COVID-19 crisis was causing stress on their personal finances. As a result of this shift in financial needs and concerns,… Read more
SMBX Review: Invest in small businesses and make up to 9%
This is a review of SMBX, all opinions are my own. With participative economy growing at full speed, and the likes of Uber and Airbnb replacing your traditional taxis and hotels, it was only a matter of time before finance became participative as well. So can you be a bank? Turns out it’s pretty easy…. Read more
Understanding Rates: It’s in Your Interest
From credit cards to home mortgages, interest rates are a common part of life. That’s why it’s critical to know the terms of your debt … and how much it’s going to cost you in the long run. Interest is a fee paid by a borrower to a lender for the privilege of using their… Read more
Where do you keep your wealth?
I first saw this post on Free Money Finance together with an interesting piece of information: the median American net worth is not even $69,000, down for the past few years due to the loss in house equity mainly. Most of this relative wealth is kept in the form of retirement accounts, real estate, and… Read more
Early retirement in the US vs abroad
Every time I go to Antigua Guatemala, a lovely colonial town in the South of the country, I am amazed by the number of retirees who decided to come spend their golden years in Guatemala. I saw a question on Mr Money Mustache about where the best place would be to retire early, so let’s… Read more
Successful Freelancers Have These 5 Things: Here’s Why
The freelance economy is the future of work. Freelancing has seen a dramatic increase in the past decade. The high cost of living and housing in many cities, as well as the volatility of the stock markets and delayed income taxes, are just some of the reasons why freelancing has become so popular. If you’ve… Read more
New Year, New Budget: How to Make Financial Resolutions That Work
The past year brought more than its share of financial challenges – but 2021 is off to a promising start. Across America, hospitals are receiving COVID-19 vaccines; a new stimulus plan aims to extend support for families; and there’s hope that things can finally get “back to normal.” What better time to reclaim control of… Read more
Retirement Planning: the Greatest Challenge is Getting Started
We all procrastinate—some of us more than others. I understand that at twenty-something, even at thirty-something, saving for retirement is viewed as something so distant, a sense of urgency is difficult to muster … big mistake! Here’s Why Can you save 50% of your income? Of course not! But, that is basically what you would… Read more
6 tips to negotiate anything
Аrе уоu іntеrеstеd іn sаvіng mоnеу оn аbоut аnу іtеm уоu рurсhаsе? Check out the 6 tips to negotiate anything. Click here to read more..
How to dress well for less
Do you love dressing up? It’s tіmе tо іnvеst іn а fеw сlоthіng stарlеs, аnd еvеn іf уоur сlоthіng budgеt іs smаll оr nоnехіstеnt, thеrе аrе орtіоns аvаіlаblе. Today I will share you good tips on how to dress well for less. Click here to read more..
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