If you are a company director, or a senior employee of a company thinking of starting a new pension scheme and you would like to have a high degree of control over your investment, then the chances are you will be considering either an SSAS or SIPP pensions scheme. As such, you will want to… Read more
6 Step Plan to Get Out of Debt
Debt is part of life. Unless you have money to purchase a car, home, a college education, and other important charges in life, you’re likely going to have to take out a loan or use a credit card to finance the costs. While debt may be a common thing, for some people, debt can be… Read more
How to Save a Fortune When Buying a New Car
Buying a new car is expensive and as any thrifty shopper knows, it’s important to do your homework before buying, especially when it comes to large purchases. While buying a new car is never going to be cheap, you can of course save yourself a small fortune by shopping around and doing your due diligence… Read more
Financial Independence: Chasing Pavements?
Chasing pavements is a song by British singer Adele, inspired by an incident she had with a boyfriend. After she had found out he had cheated on her and had punched him in the face in a bar, she walked down the street alone and thought to herself, ‘What is it you’re chasing? You’re chasing an empty… Read more
5 Negotiation Strategies for Getting the Best Car Dealership Prices
It’s part of the car dealer’s job to practice negotiation and sell cars at a price that profits them. So how do you, as a buyer, negotiate strategies to get the best dealership price you can get? Here are 5 strategies to consider when purchasing a car: 1. Watch for Over-the-Top Display of Emotions… Read more
3 tips for a new career switch
Finally hit the breaking point in your career? 5 years of experience, a flat lined salary, and a mundane work culture could be a sure fire recipe to realize that you may have picked the wrong career. But now what? With $30,000+ dollars in looming student debt hanging over shoulders, can you really change things… Read more
Setting Yourself Up for a Comfortable Retirement: 5 Different Types of Pension Plans and Their Benefits
It’s never too early to start thinking about your retirement. Stop daydreaming about what you’re going to do when you’re through with work, and begin thinking critically about how you’re going to afford it. Currently, three quarters of us expect that our children will be able to pitch in when we’re older, but a good… Read more
Are Permanent Life Insurance Policies Useful
So you’ve recently met with an insurance advisor and his suggestion about life insurance has thrown a wrench in your budget. Were you hoping to hear about reasonably priced term life plans, and instead he had the full court press on about a permanent life insurance product. Now you and your spouse are left to… Read more
Is Eating Healthy Really That Expensive?
Good morning! We have a guest post from Jay Mistri he is a freelance finance writer from Massachusetts who runs Tips From Jay, a personal finance blog geared towards frugal living and day to day money saving tips. Instagram and Facebook In today’s society, unhealthy eating has become incredibly common and integrated itself into our everyday lives. If… Read more
Getting the Wheels on the Road: 5 Types of Car Loans Explained
If you are thinking about purchasing your next car but cannot afford to do so out of pocket, then a car loan might be a great option for you. Whether you are looking for a new or used car, you can get it financed with borrowed money. Loans are commonly sought from banks, credit unions… Read more
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