COVID-19 treatment prices are high if you don’t have health insurance. When you survive the virus, it is a huge reality check on your health. An unexpected hospital visit is one of the main reasons to get a Corona Kavach Policy. It’s quick, easy, and help you avoid spending a fortune on hospital bills.
Do You Have Health Insurance?
Without medical insurance, you’re forced to pay the full hospital bill. Sometimes it is due before you’re discharged from the hospital. Even if it turns out you don’t have COVID-19, you will still be charged for the tests that were used to make a diagnosis. Payment plans that are worked out will usually favour the financial needs of the hospital, and not the individual. To completely avoid this type of a problem, medical insurance acts as a buffer.
How Old Are You?
Age plays a major role in what tests are prescribed, how long you are kept under observation, and which medications your body will accept. The older you are, the higher the price for treatment can potentially be. Chronic issues are common with older patients, and it can become a domino effect of resolving one problem but finding another. This is why the treatment process for older patients is extensive – no one wants to go back to the hospital only a few days after they left.
Is Money Already Owed?
It is rare that a hospital will refuse treatment due to a debt. You have to have a serious talk about your healthcare if bills are still piling up, but you don’t have a health insurance. You also are less at risk of getting turned down for expensive treatment if it is COVID related.
How Long Are They Keeping You?
It may not look like it, but a hospital bed is the most expensive hotel in the world. The good news is that hospitals will only keep you if there is no other choice. The bad news is that there are no discounts (other than insurance covering it) that will get you out of the bill. Patients without medical insurance that have to stay overnight are hit with an incredibly high bill.
Information to Live By
The main takeaway about prices and COVID-19 treatment is that it all starts with health insurance. Researchers are working around the clock to find a cure for the virus. In the meantime, getting exposed puts a huge financial strain on an individual, and puts others at risk around them. If an entire family without insurance gets infected, that is multiple generations of debt to deal with. This is preventable, but it starts by getting a Corona Kavach Policy in India.
Don’t waste time worrying about the cost of hospital bills. Insurance exists to protect you from extraordinary circumstances that can ruin your finances. Any individual with insurance that covers COVID-19 is in much better hands.