Whilst being perfectly independent from a financial perspective is the ideal state to be in, the reality can often be a little different. Even if you are, more or less, financially independent, there are always unexpected emergencies and surprises that can appear when money is low and not everyone has spare money sitting in a savings account… Read more
Viewing posts tagged with: bad credit
Ways to Get Money When You Have Bad Credit
Having bad credit can be a bid impediment to borrowing money when you need to. The simple fact is that without good credit, your borrowing power is greatly diminished. That doesn’t mean there’s nothing you can do, though. Here are some useful ideas when you find yourself in a situation where a little extra cash… Read more
How do credit cards work?
A credit card can be a really useful financial tool if used correctly. A straightforward and simple way to borrow money, a credit card is similar in many ways to a debit card. Just as with the latter, a credit card can be used to pay for services, purchase goods and even to withdraw cash…. Read more
How Can People with Bad Credit Apply for Car Loan in South Africa?
Bad credit can affect your financial status to a very large extent—dragging you further down as you struggle to find loan providers that will grant your loan application despite your less than stellar credit history. While it may be extra challenging to get a car loan—or any other type of loan—while your credit record shows… Read more
Approved Loans for Bad Credit Applicants
Just because you may have had financial problems in the past does not mean that your credit history cannot be repaired. Nor does it mean that finance will not be available to you from a thoroughly reputable company regulated by the same standards as everyone else in the financial sector. It is… Read more
‘Bad credit’ credit cards – everything you need to know
Let’s say you’ve taken a look at your credit report, only to find that your credit score has been scuppered and you are now being rejected for credit cards or loans. How can you get back to where you once were if you keep getting rejected? The answer may be: ‘bad credit’ credit… Read more