There are so many ways to accumulate debt these days, from credit cards, store cards, personal loans and so much more. Sometimes all these different types of debts can have very high interest rates and it’s often a good idea to consolidate all your debt into one loan with a lower interest rate. It also… Read more
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How are structured settlements more financially viable than lump sum payments?
Structured settlements were introduced for personal injury cases. One can choose for payments through structural settlements instead of opting for a onetime cash payment. After an initial payment of an enormous sum of money for immediate needs, the claimant receives regular payments in the future for a specific number of years. However,… Read more
Prepare Your Online Store for Growth from the Beginning
You may have big goals for your new online store, or you may just want a modest side business to make a few extra dollars by doing something you enjoy. Whichever is the case, there’s no way to predict what will happen a few years down the line. With luck and hard work, your… Read more
What to look for in a mortgage
Are you looking for a mortgage? If so, there are many things to take into consideration, here are a few tips to make sure you don’t make a decision lightly and are happy with both your new home and your financial situation. How much down payment is ideal? If you put as much… Read more
How to reduce payments on your debt
On a recent post, I talked about how to calculate your debt’s weighted average interest rate. Simply put, if you have a $1000 debt at 6% and a 2000% debt at 0%, your total debt is $3000 at 2%. That rate is important because this is how much that debt money is costing you. Paying… Read more