The rising costs of living, education and retirement have all been recognised in recent months, especially now that the financial sector is at an all time low. Jobs are hard to come by and certain items, activities and schools just won’t pay for themselves. With this in mind, it’s important to start saving now…. Read more
Viewing posts tagged with: loans
Every little counts
A couple of days ago, I was talking about failure, and how it affects people. Some will set the bar too high, then fail and give up. I don’t really mind failure, I’ve had my fair share of it, and also my fair share of success. Why? Because when I failed, I didn’t… Read more
Start Your Financial Planning By Reviewing Your Credit Report
Keeping an eye on your credit report is one financial task that remains important throughout every stage of life, from just starting out through to retirement. Any serious financial planning requires that you first understand your current situation. Reviewing your report on a regular basis will also allow you to see how closely you… Read more
Loans for economic boost in America
Different countries differ when it comes to culture and different laws to be implemented. With this kind of situation, services are affected regarding the different discretion of government policies. Monetary loans is not an exemption to this, particularly in America ,where in people are very much open minded regarding loan based services when it comes… Read more
More breathing room in your budget: tackling the bigger items
Last week on my post about money, time and values, I talked about things that I do that would save me a few cents and take a lot of time. I still chose to do them because my values dictated it, however, if the main goal is to help you get more breathing room… Read more
Micro lending is not just for third-world farmers!
It seems hardly a moment goes by these days without mention of some kind of financial product. At the same time as we read about debt statistics described in apocalyptic terms, we’re still bombarded by slick advertising, extolling the virtues of this or that must-have credit card or encouraging us to apply for a loan… Read more
How a 17 year old prepares her financial future
This is a guest post by seventeen year old Eva Baker, founder of TeensGotCents. Eva Eva Baker is a high school student passionate about preparing for her financial future and helping other teenagers prepare as well. When she isn’t rock climbing at the gym or pinning ideas for her non-existent wedding, she documents her financial… Read more
Calculating the weighted average interest rate on your debt (and why I am not paying mine faster)
Hoping my little paradise will return more than my debt’s average interest rate. I compile all my net worth data around the 10th of the month, which is when all my monthly payments are done Mortgage on rental property Utilities on rental property Taxes Consumer loans (used to buy some land and invest) Monthly credit… Read more