Choosing a degree is a hard decision to make when you are only 18 and freshly out of high school. So far, most decisions were made for you, and knowing at such a young age what you want to do for the rest of your life is rare. Many people don’t find their… Read more
Viewing posts tagged with: loan
A job may cost you more than you think
I talked recently about my sister who is a single mum making a low wage, and would be making more Money, or at least have more disposable income if she were to stay at home, take care of her kid, and receive a check from the French government every month. While I… Read more
Making ends meet when on welfare
With the cost of living continuing to rise while incomes stay flat, making ends meet can be very difficult. This is especially holds true for those on welfare with little to no means in increasing their benefit payments. In these difficult times with uncertainty in global financial markets, individuals and families must be savvy with… Read more
Mistakes to avoid when buying a car
My first car was a Toyota Rav4. I wanted it because it looked cool and a friend had one. Yes, that was my reason. So I started looking for one with guidelines such as “oh, and if it was red, it would be even better”! It turns out my friend who was driving one had given much more… Read more
Ways to Budget for Your Car Purchase
In today’s economy, with so many uncertainties, it’s more important than ever to set a realistic budget allowing you to cover all your monthly expenses. Once you know your expenses you can start cutting back on unnecessary things and putting money away for a car. Stick with your budget, and never lose focus… Read more
What You Need to Know When Buying a Car
Buying a car means a significant investment of your time and your financial resources. Your time investment involves doing the necessary research to ensure you get the best possible car in your budget range. Your financial resource investment involves handing over your hard-earned dollars for what you hope is a quality vehicle. Know… Read more
Planning and Budgeting for Big Ticket Expenses
Most people dream of owning their own home or buying the car of their dreams. However, these are expensive purchases that require planning and budgeting. The average person can’t walk in and pay cash for a house or car. Most people choose to start out by saving for a down payment and then working… Read more
A generational approach of college student debt in America
In the years following the national economic recession, credit card debt has run rampant. While the country is taking great strides to recover from the collapse, debt still remains a major setback for young Americans. So much so that in 2010, the total credit card debt held by this population was surpassed by… Read more
How can a mortgage offset account reduce my home loan
A mortgage offset account is a great way of using your savings to reduce the amount of interest you will pay on your home loan. If you are unfamiliar with an off-set account, it is essentially a transaction account that is linked to your home loan, where the credit balance of… Read more
What to look for in a mortgage
Are you looking for a mortgage? If so, there are many things to take into consideration, here are a few tips to make sure you don’t make a decision lightly and are happy with both your new home and your financial situation. How much down payment is ideal? If you put as much… Read more