The information and activity on your credit report has an effect on your credit score. The factors that affect your score include whether your bills are paid on time, the limits on your available credit, the type of your available accounts, and the length of time each account has been open. Other factors influencing your… Read more
Viewing posts tagged with: credit card
The French approach to debt
Over at Make Money Your Way, Troy continues the investing for beginners series, and now he explains that there are 2 types of options: Call options and Put options. Click here to read more… Have you ever wondered if everyone around the world takes up as much debt, has as many credit cards, student loans or… Read more
Don’t make paying for your holiday a life sentence
DON’T MAKE PAYING FOR YOUR HOLIDAY A LIFE SENTENCE Consumers risk a financial jail term by only making minimum repayments New research released by credit card comparison website Totallymoney.com, in partnership with the Centre for Retail Research hasrevealed that, this year, consumers are likely to load 8% more of their holiday bookings… Read more
What is your survival budget?
We are all living a different lifestyle, some spending more than others, with a monthly budget that is made of several categories: Absolute necessities, needs, wants, savings and long term financial plans, debt reduction and credit cards payments. My question today is: if disaster struck tomorrow, what would be your absolute survival budget?… Read more
Making ends meet when on welfare
With the cost of living continuing to rise while incomes stay flat, making ends meet can be very difficult. This is especially holds true for those on welfare with little to no means in increasing their benefit payments. In these difficult times with uncertainty in global financial markets, individuals and families must be savvy with… Read more
ID fraud cover and loans
I have been the target of ID fraud twice so far, and I can tell you that it isn’t funny when you notice strange transactions on your bank statements, and imagine that someone out there is pretending to be you. The first story is actually pretty weird, because the person stole my ID and my… Read more
What You Need to Know When Buying a Car
Buying a car means a significant investment of your time and your financial resources. Your time investment involves doing the necessary research to ensure you get the best possible car in your budget range. Your financial resource investment involves handing over your hard-earned dollars for what you hope is a quality vehicle. Know… Read more
What would a superhero’s credit rating be?
What would you do as a cover job if you were a superhero? I always wonder how they manage to get by with such menial jobs and such crazy lifestyles at night or whenever they turn into their superhero selves. A penthouse overlooking Manhattan, a shiny convertible, a unique tailor made costume, on a freelancer’s… Read more
The road to good credit
There is a cool infographic about how you can improve your credit. Having a good credit is important even if you have no debt, because the day you will want a mortgage or a new credit card, the rate on said items will be a direct correlation of your credit score. Thankfully, with a few… Read more
Online banking, how to choose the right bank account?
There are so many types of online bank accounts it can get overwhelming. Savings, investment, or current accounts, nowadays you can open most of them easily and manage them from the comfort of your home. I think that last part is what I like best about online banking, not having to go to the bank. I… Read more