With the cost of living continuing to rise while incomes stay flat, making ends meet can be very difficult. This is especially holds true for those on welfare with little to no means in increasing their benefit payments. In these difficult times with uncertainty in global financial markets, individuals and families must be savvy with… Read more
Viewing posts tagged with: consolidate debt
Your Debt Expert’s Tips For Saving
The following is a guest post, please contact me if you would like to guest post on Reach Financial Independence Thinking of the future and putting away for a rainy day can sometimes be the last thing on our minds in today’s world. With such an unstable economy and prices for everyday goods soaring, savings… Read more
What to do if there isn’t enough money?
During my first year of college, I had two majors, and taking an extra job on top was virtually impossible. My college town had about 40000 students and most seniors had trusted the rare jobs available, so when I arrived unprepared in September, I knew I had to rely only on my scholarship for that… Read more
How I helped my handyman get into debt
Since I moved to Guatemala, I have hired a handyman to do work around the house. Let’s call him H. H is 20 years old and lives in the nearby village. He used to work for the previous owner for $65 per month but didn’t do much. When we took him in, we asked him… Read more
How to negotiate your bills and your debt
Last week, I talked about ways to reduce monthly payments on your debt. Some strategies included finding better deals to take on some cheaper debt, and others making an extra effort to pay your debt faster and reduce the interest paid. Unfortunately, it is not always that easy. Sometimes, bills… Read more