I just went to buy my BF his Christmas present. I suck at gift giving, and I don’t really do Christmas anyway, so it is always complicated to find something nice. And usually, I find most cheap presents so annoying that I overcompensate with something super expensive in the end. Or nothing. This year, I… Read more
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Tidy Up Different Bad Debt with One Solution
There are so many ways to accumulate debt these days, from credit cards, store cards, personal loans and so much more. Sometimes all these different types of debts can have very high interest rates and it’s often a good idea to consolidate all your debt into one loan with a lower interest rate. It also… Read more
What to Do Before Applying for More Travel Cards
Playing the travel credit card rewards miles game can be tricky. For those who try to master it, the activity can quickly grow from hobby to part time job. It isn’t uncommon for the savviest travel card wranglers to have 5…10…20! And yet, it’s still possible to do this without having the whole operation spiral… Read more
How my parents raised a financially responsible kid.
I remember when I was a kid, I had lots of games that required imagination, and one of my favorite was playing with fake money. I had a purse, and a wallet, complete with printed plastic cards that looked like real credit cards. They had animals printed on it and they were more like… Read more
Thoughts on a big shopping spree
After a massive shopping spree in Miami last month, I have to say that I feel a bit overwhelmed. I don’t know how shopping addicts can spend every single weekend at the mall and rack up four digit credit card bills each time. We went to all the major malls in and around Miami. While… Read more
How a Credit Card Can Help You Save Money
Similar to a prescription or over-the-counter medicine, credit cards can either be beneficial or detrimental to your health (financial health, in the case of credit cards), depending on whether you use them correctly or abuse them. Let’s take a look at several ways that credit cards can actually save you money, if used… Read more
A generational approach of college student debt in America
In the years following the national economic recession, credit card debt has run rampant. While the country is taking great strides to recover from the collapse, debt still remains a major setback for young Americans. So much so that in 2010, the total credit card debt held by this population was surpassed by… Read more
The road to good credit
There is a cool infographic about how you can improve your credit. Having a good credit is important even if you have no debt, because the day you will want a mortgage or a new credit card, the rate on said items will be a direct correlation of your credit score. Thankfully, with a few… Read more
13 money resolutions for 2013: #9 max it out!
Remember you can still win $1,000 on the biggest giveaway ever hosted here. This post is part of a 13 money resolutions for 2013 series. You can check the first post for an updated list of the following ones. Now that we have gone over many little ways to save money in your budget… Read more
13 money resolutions for 2013: #8 be happy!
This post is part of a 13 money resolutions for 2013 series. You can check the first post for an updated list of the following ones. We live in a world where we never have enough. We absolutely NEED to get a new phone every 18 months, to live in a 2500 sqft house, to… Read more