A whopping 82 percent of Americans keep a budget, according to a recent survey. Hard to believe, right? It’s hard to believe because it’s simply not accurate. When pressed exactly “how” they use a budget, 33 percent said it’s scrawled out on paper (somewhere) and almost 20 percent keep track “in my head.” Odds are… Read more
Viewing posts tagged with: budgeting
Sticking to a Budget: Effective Solution for Common Budgeting Issues
Every year you make a resolution to get your finances in order. You’ve read every book, checked out a few personal finance blogs, and maybe even completed a few courses. After tracking your expenses, you lay out your budget on an excel spreadsheet. You follow the budget for a while, but after a… Read more
Planning and Budgeting for Big Ticket Expenses
Most people dream of owning their own home or buying the car of their dreams. However, these are expensive purchases that require planning and budgeting. The average person can’t walk in and pay cash for a house or car. Most people choose to start out by saving for a down payment and then working… Read more
Budgeting lite, a budget for the budget haters
I hate budgets. Yes, I do, and for a myriad of reasons *hides behind a wall to avoid cyber-stones thrown at her*. I have said so previously on many occasions so when I read this article from Mr. CBB on Canadian Budget Binder about why budgets suck but not really, my first reaction was to… Read more
Every little counts
A couple of days ago, I was talking about failure, and how it affects people. Some will set the bar too high, then fail and give up. I don’t really mind failure, I’ve had my fair share of it, and also my fair share of success. Why? Because when I failed, I didn’t… Read more
Help me help a reader get on track with her finances
Carrie wrote to me recently and said Reaching financial freedom for me is very difficult. I’ve tried and it never works. A little about myself? I’m a 21 year old college student, engaged, business owner, and we have a small pet. I really struggle with saving money and it’s starting to become a pain. My… Read more
What should you pay for your teens and adult kids? And a $1,249.99 TV giveaway!
You want your kids to have the very best, to give them everything you can and who can blame you? But there is a fine line between giving them a good life and spoiling them. What do you think about parents paying for their teen’s or young adult’s… Clothes When I was a teenager,… Read more
Budgeting: the no budget approach
As I have confessed recently, I am not a big fan of budgets. They don’t work for me. I lack discipline, consistence, and get overwhelmed by so many categories and numbers. Nonetheless, I need to keep my finances on track, maintain a healthy level of savings and make sure all bills are covered. So here… Read more
13 money resolutions for 2013: #12 make a plan!
This post is part of a 13 money resolutions for 2013 series. You can check the first post for an updated list of the following ones. Already 12 money resolutions that we explored together, and I still haven’t said the B word. So I’ll say it. Please spreadsheet enthusiasts don’t throw stones at me. I… Read more
13 money resolutions for 2013: #10 stop buying!
Good morning! Today I am guest posting at Work Save Live, check out my post about how to save money on your new house! And remember you can still win $1,000 on the biggest giveaway ever hosted here. There is another $100 to win at the end of this post! This post is part… Read more