There is a cool infographic about how you can improve your credit. Having a good credit is important even if you have no debt, because the day you will want a mortgage or a new credit card, the rate on said items will be a direct correlation of your credit score. Thankfully, with a few tips, you can get a better credit. When I first moved to the UK, I had no idea the electoral roll played a part in your credit score for example. After a first call to the bank, I asked the council to list me down on the roll and my credit improved. Having lived in the same place for a while also helps, so make sure you let your creditors know as soon as you move to a new home.
Do you have more tips to improve your credit score?