I think we’re never going to eat that bird
Hi there! I hope your year started fantastically! I went to a friend’s hotel on NYE and came back home just before midnight so we could watch the fireworks by the beach. All the villages burned tons of fireworks so it is an impressive show for half an hour. People seem to spent heaps of money on that, fortunately they get paid double in December, but that doesn’t help their savings, that’s for sure.
Speaking of which, you can check out my series about 13 money resolutions for 2013
And if you are serious about saving money and paying off some debt, check out the Debt Movement, started by Jeff Rose, they are about to kick some debt hard by repaying $10M in just 90 days!
Another really cool project is the $3K Challenge started by Edward Antrobus for small bloggers who are starting to monetize their blogs, there is a $175 prize for the first one to reach $3K in 2013!
Jeremy will be hosting a couple of polls on Modest Money to select the best Canadian PF blog and investing blog so head over there as well to submit your site!
I started 2013 with a bang since the sale of my Paris flat eventually finalized on December 28th!! It was nerve wracking as the buyer was really sure borderline arrogant that she would get a loan since she is a public servant, then she got rejected by two banks and I pictured myself having to go back to France and put the flat back on the market, but she tried again and got her loan!
I got a nice $60K windfall, that is almost all gone. About $9500 will go to repay my 7% loan in full as part of my 2013 money goals. I was considering keeping the cash in case I need it for my land development but I am annoyed with that debt and am leaning towards closing the loan next week. That is almost half my goal of repaying $20K extra of debt this year, after considering keeping that money to invest since I get a better rate of return on it, I have decided to go the ”I feel so light being debt free” way, at least with this loan and a 0% credit card coming to an end in June that I don’t want to transfer elsewhere. Or pay 24% APR on from June. I am also using this as a psychological trigger, because I REALLY need to start developing the land and selling plots if I want to reach my goals! No more sitting around doing nothing. The rest of $50K go partly back to the bank of mum who lent me the funds to buy in Guatemala and BF who paid more than his share so far on the house project. Here is a recap of the works and life costs for those past two months, we spent a lot!
Life in the new year has been quite slow, after receiving visits from three waves of guests, I am happy to be back to normal. And I had a bad shrimp on NYE so started the year with food poisoning was much better with no guests.
I hope to have kids some day but like DC says being a DINK has its perks and one of them is sleeping late and having no one to feed and take care of. Thank you guests for reminding me of my luck.
On the house front, things are good, as I will still be with the 13 money resolutions next week I don’t plan on giving a house update, that last one was big enough to keep you happy for a while!
The funniest thing this week is the turkey seems to have fallen in love with BF. Since I rescued it from the neighbor’s land after it escaped on December 23rd (smart bird), we resolved that we couldn’t kill it and eat it, so it has been hanging around. He was named Rocky Balboa after his fight with the rooster. Well, Rocky stopped sleeping with the hens and sleeps in front of our house, and follows BF around all day, he even tries to come inside the house and seems more like a puppy than like a turkey. He gets all crazy when BF makes turkey noises. Yesterday, BF was eating in the kitchen and the turkey flew towards him, making a mess of the mosquito net and my herb garden below. He probably wanted to have dinner with him and seat by his side on the table. It has been really funny to observe the animals’ behavior lately, we really don’t need TV.
Thank you to everyone who mentioned Reach Financial Independence this week
There were a couple of really cool end of 2012 posts like the list of best personal finance tips coming from dozen of bloggers on Debt Roundup and the 99 best PF posts of 2012 on The First Million is the Hardest.
I was also featured on The festival of Frugality, Carnival of Personal Finance, Money Principle, Modest Money, One Smart Dollar, Eyes on the Dollar, No More Spending, Frugal Rules and I think a few more sites where I didn’t get a pingback for and had written down, but my lovely computer shut down unexpectedly last week and I lost my draft… If I forgot you please let me know and I’ll include you next week!
And finally, some great weekend reading for you to enjoy
On being a sapiosexual – Thirty Six Months
From broke to financially independent in 13 years, is it possible? – Young Cheap Living
Putting the senate’s fiscal proposal into perspective – Funancials
The high cost of litter control – Marie on Prairie Eco Thrifter
13 ways to start the new year right – Budget and the Beach
What to do if your wallet is lost or stolen – Money after Graduation
Start using the cash envelope system – Work Save Live
Dirty financial confessions – L Bee and the money tree
Can you afford to live until you are 90 – Club Thrifty
Leftover turkey recipe ideas – Outlier Model
2013 resolutions- Broke Ass Mommy
A look back on 2012 – Mo Money Mo Houses
Why I don’t believe in NY resolutions – Frugal Rules
Avoid Student Loans Like the Plague - Student Debt Survivor
Currency Conversion. Reality Check – Living Debt Free Rocks
How long does it take to furnish your house? – Nicole and Maggie
Grocery game challenge Dec 31st – Jan 6th- Canadian Budget Binder
Save $1000 in 30 days challenge – Wealth Informatics
Have a great weekend, I hope everyone is still doing good on the resolutions!
Latest posts by Pauline Paquin (Posts)
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