Carnival of Personal Finance #405, sunny edition



Hi there! I am delighted to be hosting the Carnival of Personal Finance today, and to have you over at Reach Financial Independence! Since this post is brought to you from sunny Guatemala, aka the land of the eternal Spring, I wanted to share a little bit of sun for those of you up North who are still waiting for Spring to show up. Enjoy!

atitlan guatemala

You can submit your posts for next week here.


Editor’s picks:

Reach Financial Independence is all about freedom and reaching YOUR goals, not following the usual track, so this week’s picks are about that very topic.

Lenny from Best Money Saving Blog tells us we shouldn’t always listen to conventional wisdom and follow our own paths. Like those people *raises hand* who retire very, very early Nicholas describes on Personal Finance Digest, who know where they are going but sometimes overdo the extreme frugality. While we should focus on our financial future, DPF from Digital Personal Finance reminds us we should also live in the present and not be slaves to money.

Peter from Bible Money Matters teaches us how we can reach our goals and improve our financial future by using visualization.  Like PK explains on Don’t Quit Your Day Job, you have to take your future into your own hands and stop making excuses, they will only lead you to failure.


Best of the rest:

Paula from Afford Anything from Afford Anything crunches numbers to see if you should Pay Down Your Mortgate or Invest the Cash.

Nicole from Grumpy Rumblings reviews her and Maggie’s savings goals with uncertain self-employment income.

Michael from Financial Ramblings thinks we should ask for new bills at the bank to make it harder to part with.

Jacob from My Personal Finance Journey shares his experience shopping for an engagement ring. If you already tied the knot, Jason has 12 cheap date ideas to keep the magic going, on Family Living Finance.

TTMK from Tie the Money Knot writes about how money can bring tension in a relationship, especially if a spouse makes more than the other.

Kristen from My Dollar Plan analyzes 6 Travel and Money Myths, it doesn’t take as much money as you think to have an enjoyable holiday.

semuc champey

SB from One Cent at a Time offers ideas for a fun Spring break on a small budget.

Miss T. from Prairie Eco Thrifter recommends a family field trip to teach your kids about money and business.

Div Guy from The Dividend Guy Blog shows us how the stock market always bounces back.

MD from Start Freelancing Now uses a sex analogy to help you build some expertise.

Mike from The Financial Blogger has fitness tips that won’t break the bank and fit in your busy life.

peten itza lake

Green Panda from Green Panda Treehouse tells us we should start budgeting right now even if we don’t have it all together.

Ray from Squirrelers wonders if we could get hit by a similar tax as the Cyprus deposit tax.

Sean from One Smart Dollar wonders why so many small businesses are still operating without a website.

D4L from Dividend Growth Stocks looks at International Diversification  as an hedge against the decline of the US dollar, while Jon from Novel Investor introduces us to Floating Rate Bonds and Hadley from Epic Finances gives Long-Term Investments Tips for 2013. To which Michael adds ways to work around the new taxes such as the top capital gains tax rate or the Medicare surtax on Nerd’s Eye View.

Harry campbell from Your PF Pro explains How to Cash in Your Change For Free with a CoinStar Machine.

Pete from Intelligent Speculator explain what Bitcoin currency is and why you should care.

Eric from Narrow Bridge Finance gives tips to Raise Your Credit Score, while Clint from Accumulating Money looks at the negative implications of poor credit scores, and Adam from Adam Hagerman – Financial Coach looks at the actions that affect your score.

Erin Lowry from BrokeMillennials talks about money lessons she learned and the importance of saving.


Philip from PT Money shares a guest post from Neal Frankle from Wealth Pilgrim who wonders if you Should Buy into Group Term Life Insurance at Work .

Glen Craig from Free From Broke studies The Best Prepaid Debit Cards 2013, for people who can’t get a checking account.

Kennedi from Face & Fitness saves money by cutting 4 Beauty Routines  from our beauty regimen.


Thank you for reading, please share with your friends!

A 30 something French girl embarking on a journey towards Financial Independence. I blog about money, travel, simple and deliberate living, freedom and choices. You can find me on Twitter, Google+, or Reach Financial Independence's Facebook Page

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  1. Great job Pauline! I’ve forgotten most of the French I learned in high school, so I’ll just say merci for hosting.
    Personal Finance Digest recently posted..The Federal Reserve just made things easier for credit card fanboys and credit card thievesMy Profile

  2. Looks like a lot of great articles here! Thanks for sharing, Pauline.
    DC @ Young Adult Money recently posted..5 Major Components of Health Care Reform and What They Mean for YouMy Profile

  3. Great stuff here, Pauline. Lots from sites I hadn’t heard of before -thank you!
    Laurie @thefrugalfarmer recently posted..Out on the Town: Good Reads for the Week Ending 4/5/13My Profile

  4. I´m loving the beautiful photos, Pauline!
    The Norwegian Girl recently posted..I`m a SaveaholicMy Profile

  5. It seems so cold here after our warm getaway last week. Keep on thinking sun!
    Kim@Eyesonthedollar recently posted..Buying a Business Often Starts With Getting a JobMy Profile

  6. Thanks so much for hosting this week!
    Glen Craig recently posted..Free Online Checking Accounts – Why Pay More Fees Than You Have ToMy Profile

  7. Thanks so much for hosting and including my ring purchasing post! :)
    Jacob @ My Personal Finance Journey recently posted..Creating Your Own Three Legged Stool for Retirement – How Much of Your Investments Should be in Tax-Deferred, Taxable, and Tax-Free Accounts?My Profile

  8. Thanks so much for including me! Looking forward to reading all the other great posts.
    Erin (aka BrokeMillennial) recently posted..The One Where Someone Else’s Dad Teaches Me About Money*My Profile

  9. Ha – sunny Guatamala eh? Any room for freezing Europeans? We are in Sofia where it is only hovering above zero and the same in the UK…. Nice photographs too!
    John@MoneyPrinciple recently posted..About free money and silly design: not all is as it seemsMy Profile

  10. I could use some springtime right about now. We just had a major ordeal because of a pothole :(
    Thanks for sharing these articles. I really need to catch up on my reading.
    Justin recently posted..Our Long-term GoalsMy Profile

  11. Editor’s Pick! Awesome, thanks.

    Nice pictures, by the way!
    DPF recently posted..Different Approaches to Personal BudgetingMy Profile

  12. A wealth of information ! Thank you.
    SideHustleHQ recently posted..Great Ways to Make Money During the SummerMy Profile

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