Hi there! I am delighted to be hosting the Carnival of Personal Finance today, and to have you over at Reach Financial Independence! Since this post is brought to you from sunny Guatemala, aka the land of the eternal Spring, I wanted to share a little bit of sun for those of you up North who are still waiting for Spring to show up. Enjoy!
Reach Financial Independence is all about freedom and reaching YOUR goals, not following the usual track, so this week’s picks are about that very topic.
Lenny from Best Money Saving Blog tells us we shouldn’t always listen to conventional wisdom and follow our own paths. Like those people *raises hand* who retire very, very early Nicholas describes on Personal Finance Digest, who know where they are going but sometimes overdo the extreme frugality. While we should focus on our financial future, DPF from Digital Personal Finance reminds us we should also live in the present and not be slaves to money.
Peter from Bible Money Matters teaches us how we can reach our goals and improve our financial future by using visualization. Like PK explains on Don’t Quit Your Day Job, you have to take your future into your own hands and stop making excuses, they will only lead you to failure.
Best of the rest:
Paula from Afford Anything from Afford Anything crunches numbers to see if you should Pay Down Your Mortgate or Invest the Cash.
Nicole from Grumpy Rumblings reviews her and Maggie’s savings goals with uncertain self-employment income.
Michael from Financial Ramblings thinks we should ask for new bills at the bank to make it harder to part with.
Jacob from My Personal Finance Journey shares his experience shopping for an engagement ring. If you already tied the knot, Jason has 12 cheap date ideas to keep the magic going, on Family Living Finance.
TTMK from Tie the Money Knot writes about how money can bring tension in a relationship, especially if a spouse makes more than the other.
Kristen from My Dollar Plan analyzes 6 Travel and Money Myths, it doesn’t take as much money as you think to have an enjoyable holiday.
SB from One Cent at a Time offers ideas for a fun Spring break on a small budget.
Miss T. from Prairie Eco Thrifter recommends a family field trip to teach your kids about money and business.
Div Guy from The Dividend Guy Blog shows us how the stock market always bounces back.
MD from Start Freelancing Now uses a sex analogy to help you build some expertise.
Mike from The Financial Blogger has fitness tips that won’t break the bank and fit in your busy life.
Green Panda from Green Panda Treehouse tells us we should start budgeting right now even if we don’t have it all together.
Ray from Squirrelers wonders if we could get hit by a similar tax as the Cyprus deposit tax.
Sean from One Smart Dollar wonders why so many small businesses are still operating without a website.
D4L from Dividend Growth Stocks looks at International Diversification as an hedge against the decline of the US dollar, while Jon from Novel Investor introduces us to Floating Rate Bonds and Hadley from Epic Finances gives Long-Term Investments Tips for 2013. To which Michael adds ways to work around the new taxes such as the top capital gains tax rate or the Medicare surtax on Nerd’s Eye View.
Harry campbell from Your PF Pro explains How to Cash in Your Change For Free with a CoinStar Machine.
Pete from Intelligent Speculator explain what Bitcoin currency is and why you should care.
Eric from Narrow Bridge Finance gives tips to Raise Your Credit Score, while Clint from Accumulating Money looks at the negative implications of poor credit scores, and Adam from Adam Hagerman – Financial Coach looks at the actions that affect your score.
Erin Lowry from BrokeMillennials talks about money lessons she learned and the importance of saving.
Philip from PT Money shares a guest post from Neal Frankle from Wealth Pilgrim who wonders if you Should Buy into Group Term Life Insurance at Work .
Glen Craig from Free From Broke studies The Best Prepaid Debit Cards 2013, for people who can’t get a checking account.
Kennedi from Face & Fitness saves money by cutting 4 Beauty Routines from our beauty regimen.