Getting a mortgage when you are self-employed


When I knew I was about to quit my  job and work for myself full time five years ago, the first thing I thought about was the possibility to get access to credit down the road. I had a good credit score, and had been working with the company for long enough to qualify for a mortgage, so I decided to buy a property before quitting.  [Read more...]

5 Things to Remember When Choosing a POS System

POS system

POS (Point of Sale) systems have become a staple for many business establishments for good reason. Many enterprises have experienced how they can automate many tasks business owners like you used to take time to complete. Some of these important tasks include tracking and keeping tabs on inventory and creating daily reports on business operations. [Read more...]

Side hustle series, part 10

Time for a new installment of awesome, weird and unusual side hustles, check it out on Make Money Your Way!


And on Savvy Scot, I share a few more ways to make your own healthier and cheaper junk food.

Blame it on the economy

Blame it on the economy

Once thing that makes me cringe is people talking about how times are tough, and how hard it is to get a job. How tough was 1929? I never heard my grandparents saying “times were tough, we couldn’t find a job”, and they lived through WWII. They just got up their a**es and got to work. They grew a garden, had some animals so they could be mostly self sufficient, and raised 7 kids on one salary and food ration tickets. [Read more...]

When the Joneses want to belong

rat race

Why do the Joneses often have the urge to bully us to go “up” to where they are?

When I was a kid, my dad lost his job. In hindsight, it was not a big deal, we kept going on holidays, I still had piano and horse-riding lessons, we still attended one of Paris’ most expensive private schools and lived in a prestigious neighborhood. [Read more...]

The one time spending less trumps earning more

Today on Savvy Scot, I discuss the one time (I think) spending less is more important than earning more

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And on Make Money Your Way, Mark Ferguson from, shares how he finds, fixes and flip houses.

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Little house in Guatemala, month 21

guest house guatemala

Time for a new life and house update, click here if you would like to see the Guatemala archives.

It has been another busy month around here, as I had to get back to real life after my brother visited for a full month and BF and I broke up. I came back home from the city after dropping my brother at the airport, not feeling like doing much, and thankfully, while I was away, the guys worked hard on the house, and while they had packed their tools and left, I came back to half a dozen guests to keep me company. [Read more...]

Side hustle ideas, part 9

It is time for another instalment of the awesome side hustle ideas series. Here is the link to part 2part 3 part 4part 5  part 6 part 7 and part 8 as well if you missed them. And today I have got some more for you!  Check it out over at Make Money Your Way.

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And on Savvy Scot, I share how you can make healthier versions of junk food at home.

Charity pledge for education, September update


Since I started Make Money Your Way mid 2013, I took a pledge to give 10% of my blogging income to support children education in my village. As you may have read in a previous update about the project, I gave two scholarships to the best two students of middle school so they can go to high school 150 miles away for the next three years.

The expected cost for boarding school is around $2,500 per kid, per year, so $15,000 over the next three years. Yep, I need to make $150,000 blogging :).

Last time I updated I had $490 left after all the summer projects, plus $574 from September’s income, I have $1,064. [Read more...]

How to survive a breakup financially


After a few months of ups and downs, BF and I are over. While it has been a little while since we broke up, I needed to be completely over it to announce it to the world.And you may still see mentions of him here and there, as I have some pre-breakup posts in my queue. We came to an agreement about how to split our three properties in common, the lakeside plot with the little house, the 90 acres land development and the second beach plot in front of it. [Read more...]